It is the rare occasion where you hit something while driving and it is not counted against you as a responsible accident. Most states and insurance companies will not consider this kind of claim a responsible accident. Contact your insurance company to find out how they view this and make sure that there would not be charges associated with a comprehensive claim.


TRENDING NOWSmriti IraniRavi Shankar PrasadPiyush GoyalAzim PremjiRBI Repo rateNarendra Modi CabinetRajnath Singh Defence MinisterNirmala Sitharaman Finance MinisterAmit Shah Home MinisterAnil AmbaniBCCIBSPPOPULAR CATEGORIESMarkets Live !Lok Sabha PollsSunday ETDefencePodcastET ExplainsHOT ON WEBSensex TodayElection 2019Stock market crashGSTRupeeAadhaar CardRBIHow to save Income TaxCurrency ConverterIncome Tax CalculatorIN CASE YOU MISSED ITNEFT, RTGS payment chargesATM transaction chargesRBI Policy MeetAjit DovalNarendra ModiDHFLArun JaitleyAmit ShahMutual FundsRepo RateRBI policy full textITR filing deadline extendedCar insurance premium hikeRBI repo rate cutET VERTICALSAuto NewsRetail NewHealth NewsTelecom NewsEnergy NewsIT NewsReal Estate NewsMarketing & Advertising NewsTechnology NewsCFO NewsIT Security NewsMORE FROM OUR NETWORKइकनॉमिक टाइम्सઈકોનોમિક ટાઈમ્સPune MirrorBangalore MirrorAhmedabad MirrorItsMyAscentEducation TimesBrand CapitalMumbai MirrorTimes NowIndiatimesमहाराष्ट्र टाइम्सವಿಜಯ ಕರ್ನಾಟಕGo GreenAdAge IndiaEisamayIGN IndiaNavGujarat SamayTimes of IndiaSamayam TamilSamayam TeluguMiss KyraBombay TimesFilmipopGames AppMX PlayerOTHER USEFUL LINKSAbout UsSubscribe to ET PrimeBook your Newspaper SubscriptionCreate Your Own AdAdvertise with UsTerms of Use & Grievance RedressalPrivacy policyContact Us
Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide Investment Services Corporation, member FINRA. Home Office: One Nationwide Plaza, Columbus, OH. Nationwide, the Nationwide N and Eagle, and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. © 2019 Nationwide Mutual Insurance Company.
The cost of a comprehensive cover is several times that of a stand-alone third-party cover, since damage claims are more frequent than third-party claims. Until now, the premium for motor third-party insurance was calculated on the basis of a schedule of rates provided by the Tariff Advisory Committee, an arm of IRDA, the insurance regulator. But IRDA has done away with the motor tariff. The compensation to the victim is largely decided by the earning capacity of the accident victim.
Our data shows that 7% of Progressive drivers with comprehensive coverage have a comprehensive claim in a given year, and the average repair is about $1,400. Without comprehensive, that's how much you may have to pay out of pocket. Keep in mind, repair costs can vary widely based on your damage and how much your car is worth. Typically more expensive cars cost more to repair.
×