Safe cars often mean less risk (which insurers love) and, with Esurance, they can even qualify you for a vehicle safety discount. Check out the IIHS Top Safety Picks if your lucky teen is in the market for a new car. In general, vehicles with larger bodies, enhanced safety features, and good crash safety ratings will earn you the most savings on your premium.

Geico is also available in 50 states and even gives a discount for using your seatbelts, as well as for ensuring your vehicle has safety features such as anti-lock brakes, airbags and anti-theft protection. They also offer a Family Pricing Program that gives a lower rate to teens who stay on their parent’s insurance policies and later switch to their own Geico plan. If you drive between home and college often, you might want to spring for the company’s mechanical breakdown coverage, which covers the cost of repairs you need because of normal wear and tear rather than just serious accidents.


I had state farm before, I bought a new car and sold the old, state farm was charging me 120$ a month for full coverage and that doesn't include broken windshield. I didn't think of getting a new insurance company had it not been for my state farm agent who kept on ignoring me. I kept on calling him but someone else is answering the phone, he takes my message and tells me my agent would call me back. He never did. I happen to drive by a geico office and decided to inquire. For the same full coverage I had with state farm plus the windshield insurance, they're charging me 90$/mo. That's 360$ savings a year! Plus they gave me some freebies like pens, tumbler and stuff like that. Went to AAA and they said they wont insure me cause my US license is less than 18 months old. They wouldn't Honor my professional drivers license from another country even if I'm 30 yo. Geico on the other hand gave me more discount because of that license and another discount for being a Registered nurse.
I was in a car accident with a progressive client. I was the one filing the claim and had to be out of the country for a month. The progressive agent worked her ass off in order for me to have my car evaluated for damages. By the time I got back from my trip a check was sent for me with all the instructions. After this I just switched to progressive. Their service is amazing.

One Sure Insurance has quickly grown to become one of the UK's leading independent insurance brokers. Over the years, we have established a healthy working relationship with many insurance underwriters, which allows us to pass the savings directly onto the consumer (you). If you're on the look out for a leading independent auto insurance broker, you might just find that One Sure Insurance is able to provide affordable car insurance quotes in comparison to some of the larger car insurance comparison sites.
To build the car insurance ranking, we surveyed 2,799 consumers who filed a car insurance claim in the last five years. Respondents provided this data based on their experience with their car insurance company, answering questions about their satisfaction with the ease of filing a claim, customer service, claim status communication, claim resolution, overall value they feel their insurance company gives, if they’d recommend the company, and if they planned to renew their policy.

At Progressive, drivers' rates drop by an average of 10% when they turn 18 and another 16% at 21. As your teenager becomes more experienced and avoids tickets and accidents, the price should keep going down. Remember, teen drivers are also eligible for the Good Student Discount and can participate in Progressive's Snapshot® program, which decreases the rate for safe, low mileage drivers.†


Hi Eric – What you’ve seen is not an unusual situation. A company that’s good in one state isn’t in another. Liberty Mutual worked for you in California, but not in Florida. This is why it’s not possible to say one company is the best. That will vary by state and by your own personal profile. That’s why we produce these “10 Best” lists, to give you companies to investigate.
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